Anatomy of a Lawsuit

Claims Department

What kinds of claims are we experiencing? What is the first thing you should do if a claim arises? How do we select defense attorneys to represent insureds? Learn these answers and more in Anatomy of a Lawsuit.

More Than A Policy

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With The Psychiatrists' Program, you have more than a policy; you have the support of a full service medical professional liability insurance program.


A Strong Defense

Our Claims Staff

We have handled over 20,000 psychiatric claims. Our in-house Claims Department has a proven record of providing an exceptional level of service and expertise. The superior service of this group begins with a unique group of professionals with years of experience. We work with you and the defense attorney every step of the way.

Individuals with clinical experience work together with those who have practiced law. Add to the equation the experience of seasoned insurance professionals, and the result is the best protection available in the market today.

Read bios of our claims staff (.pdf)

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Program Coverage: Protecting Your Practice

Administrative Defense Coverage

Malpractice suits are not the only reasons why you need good insurance coverage. Administrative actions brought forth by state license boards, managed care organizations, hospitals or healthcare organizations, can financially impact your psychiatric practice.

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Consent to Settle Provision

We consider your input to be a vital part of the decision of how to proceed with a claim, whether it be an attempt to negotiate a settlement or to prepare for defending the case at trial. This benefit, offered in most states, separates us from the much of the competition!

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Beware the Hammer Clause

Take a look at your current professional liability insurance policy. Lurking within your consent to settle provision could be a "hammer clause." Some insurance policies include a clause that if an insured withholds consent to settle, the insured will have to pay out of their own pocket any judgment in excess of the proposed settlement amount.

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