Your inbox towers over your outbox, and your to-do list has reached the length of a novella. You have no time for something as mundane as switching medical malpractice insurance, right?
Wrong. Having inadequate malpractice insurance can only add to your to-do list woes later (and sometimes in a drastic, expensive way). The staff at The Psychiatrists’ Program will work with you every step of the way to ensure your transition is quick and seamless. You deserve the best medical malpractice insurance. Let us answer your questions about switching to The Program.
Question: My renewal date is months away. Can I make the switch earlier?
Answer: Yes. Even if you just renewed with your current insurance carrier, it’s never too early to call us. In fact, you can take advantage of The Program features and benefits sooner than you think! If you are on a quarterly payment plan, you don’t have to be held back by your renewal date. You can change your coverage to The Program before your next quarterly payment is due.
Question: I currently have a claims-made policy and worry about the expense of tail coverage if I switch.
Is there another option?
Answer: Yes. You have more options than you may realize. If you currently hold a claims-made policy with another company, The Program can transfer your current retroactive date to your new policy. (Your retroactive date is the start date of coverage through the claims-made policy you currently have.) In many cases, The Program rates for retroactive coverage are lower than other companies’ tail coverage rates.
You should also note that some insurance policies issued by hospitals, groups, training programs, the government or the military may automatically provide tail coverage. If this is the case, then you would not need to pay for additional retroactive coverage through The Program. We recommend that you check with your current insurance provider to determine if tail coverage is automatically provided.
Question: I don’t have time to deal with all the paperwork that comes with switching insurance companies. How can The Program help with the process?
Answer: We respect your time and will provide personalized service during every step of the application process. Our sales representative will go over the application with you and help you fill in the appropriate information for review and signature. Our application is also available to download from our website. Applicants can type in the information directly into the document, save it and print it for submission.
Make the Switch Today!
With everything you juggle on a daily basis, concern over whether you have the best malpractice coverage should not be added to your list. Give us a call, drop us a line, or review our site for more information; you might find that switching your malpractice coverage to The Program is easier than you think.
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